The loss of upper body/upper extremity strength is not a given. I have been mostly on estradiol since April 2012, and have been able to make moderate increases in strength over that time. Maintaining upper body strength is helpful in my job as a manual physical therapist. I realize that I also have a built-in opportunity in my job to workout when I can that other people don't.
However, over that time my schedule has gotten incredibly busy, especially for the past 15 months or so and I've switched from the more traditional hour long (or more) workout to a high intensity interval training (HIIT) style. I've adapted P90X workouts as well various Pilates exercises and other workouts to the HIIT style and they now take anywhere from 7 or 8 minutes to 20 to 30 minutes. In a 13 hour day in which I literally get a single hour break to eat, workout, return calls or whatever, the shorter workouts mean I can fit one in and over time get in 5 or 6 days of intense exercise.
Research demonstrates that just from a cardiovascular health perspective, HIIT is just as beneficial as 45 minutes to an hour of lower intensity cardio-based exercise. Strength training shows similar benefits from shorter bouts of high intensity training. And from my own experience as well as that of many patients with more average, sit-down type jobs, just about anyone can fit a 10 minute workout into even a busy day.
The long and short of it is, that you can maintain your strength, and even increase it if you're smart about it. Sorry Flame, but that does mean reading and doing some research!